
Review
Fuel Your Savings with Industry-Leading Petrol Rebates
The RHB Shell Visa Credit Card is widely regarded as one of the best petrol cards in Malaysia, specifically tailored for those who frequent Shell stations. Its headlining feature is a massive 12% cashback on Shell fuel and Shell Select purchases, provided you meet the monthly spend requirement. This makes it an incredibly powerful tool for drivers looking to hedge against rising fuel costs while earning rewards on their daily commute.
Beyond the petrol pump, this card is a versatile "daily driver" for other essential categories. Cardholders can enjoy up to 5% cashback on groceries, online shopping (including major e-commerce platforms), and utility bill payments. This broad coverage ensures that even your routine household expenses contribute toward your monthly cashback earnings, which are automatically credited to your account for maximum convenience.
The card is also highly accessible, with a minimum monthly income requirement of just RM2,000 (RM24,000 per annum). To make it even more attractive for new users, the annual fee is typically waived for the first year, and subsequent waivers are available with a minimum of 12 swipes per year—a very low threshold for a primary spending card.
Verdict: If Shell is your preferred petrol brand, this card is a no-brainer. The combination of 12% fuel rebates and 5% on utilities and online shopping makes it one of the most practical cashback cards for the average Malaysian household.
Pros
- Highest market rate of 12% cashback for Shell petrol
- Covers essential daily categories like utilities and groceries
- Very low income requirement of RM24,000 per year
- Easy annual fee waiver with 12 transactions per year
Cons
- Cashback is highly tier-dependent (requires RM2,500 spend for max rates)
- Monthly cashback for Shell is capped (e.g., RM50 for the highest tier)
- Cashback is restricted specifically to Shell stations for fuel rewards
Cashback
Card benefits
No specific benefits listed.