For comparison purposes only. Final terms are determined by the issuing bank.
Review
A High-Cap Cashback Card Built Around Petrol and Everyday Living
The CIMB PETRONAS Visa Infinite-i Credit Card is one of the most comprehensive petrol-linked cashback cards in the Malaysian market. While Petronas spending sits at its core, the card extends meaningful rebates to groceries, dining, and cashless parking, positioning it as a broader lifestyle cashback tool rather than a single-merchant card.
The cashback structure is tiered based on monthly spending. With a total monthly spend of RM4,000 or more, cardholders earn an aggressive 12% cashback on Petronas transactions and 6% cashback on groceries, dining, and cashless parking. Qualifying Petronas spend includes payments made directly at Petronas stations, including eligible transactions via the Setel App.
Cashback caps are set at RM60 per month for Petronas and RM60 per month for the combined lifestyle categories, allowing for a total potential rebate of RM120 per statement cycle. These caps are notably generous within the petrol card segment and can be fully utilised with regular usage.
Beyond cashback, the card includes 4 complimentary airport lounge visits per calendar year, shared between the principal cardholder and supplementary cardholders. While not positioned as a dedicated travel card, this adds practical value for occasional travellers. Importantly, the card carries no annual fee, removing any pressure to justify ownership through forced spending.
Verdict: The CIMB PETRONAS Visa Infinite-i is best suited for users with consistent monthly spending who regularly refuel at Petronas and incur meaningful grocery and dining expenses. When the RM4,000 threshold is met, it delivers some of the highest sustainable cashback returns in its category. For users with lower or irregular spending, the value diminishes, but remains competitive even at the lower tier.
Pros
- Up to 12% cashback on Petronas transactions
- Strong 6% cashback on groceries, dining and cashless parking
- Generous cashback caps of RM60 per category per month
- 4x airport lounge access per year shared with supplementary cardholders
- No annual fee
Cons
- Highest cashback rates require RM4,000 monthly spend
- Cashback heavily focused on offline lifestyle categories
- Online and general retail spend are not prioritised
- Lounge access is limited compared to dedicated travel cards
- Lower value for users with inconsistent monthly spending
Cashback
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Airport Lounge Access
Program Name
Plaza Premium Group
Annual Visits
Eligible users
Access type
ComplimentaryRequirement
-
Applicable locations:
Program Name
Sky Lounge
Annual Visits
Eligible users
Access type
Spending RequiredRequirement
Min. spend RM 2,000
Applicable locations:
Lounge access is subject to bank-defined terms and may change over time.
For the full lounge list, please refer to the relevant official website.
Upcoming
Card benefits
4X Airport Lounge Access
Complimentary access to 150+ Plaza Premium Lounges worldwide. Quota is shared between principal and supplementary cardholders.
Up to RM300,000 Travel Takaful Coverage
Death & Permanent Disablement: RM300,000. Overseas Medical Expenses: up to RM50,000. Trip Cancellation/Curtailment: up to RM25,000 each. Loss of Personal Money & Travel Documents: up to RM10,000.
0% Easy Pay at Proton & Perodua
Pay for car service in 0% monthly instalments of up to 24 months at participating Proton or Perodua Service centres.